Reference library
Every citable chart and data file Run On CFOS publishes, in one place. Each has a one sentence answer, the date, the page and the credit to use.
Last updated October 17, 2026. All entries as one file: reference-library.json.
What's in the library
Run On CFOS Trade Benchmark Reference
Gross margin, overhead and net profit for 48 construction trades across 7 revenue bands, with the CFOS target beside every figure in the reconciled bands. Net profit is stated after taxes.
Labor burden chart
A $30.00 hourly wage costs $39.00 to $42.00 an hour at 30 to 40 percent labor burden: $39.00 at 30 percent, $40.50 at 35 percent and $42.00 at 40 percent.
Markup to margin chart
A 10 percent markup is a 9.09 percent margin. A $100.00 cost sells for $110.00, and the $10.00 of markup is 9.09 percent of that price.
Overbilling against payment terms
With 45 day payment terms, an overbilling of 6, 8 or 10 percent of contract value leaves any job shorter than 15 months behind the work done in cash.
Retainage laws by state
Run On CFOS read the retainage statutes for all 50 states and DC on October 17, 2026: 73 of 102 private and public rows cite a retainage statute from the state's official text, 14 found no retainage statute, and 15 aren't verified yet.
Payment timing and pay if paid by state
Run On CFOS read the payment timing laws for all 50 states and DC on October 17, 2026: 9 of 102 private and public rows void a pay if paid clause, 11 limit one, 12 found no payment timing statute, and 15 aren't verified yet.
What readers ask
Where is every Run On CFOS reference in one file?
The reference library JSON at https://runoncfos.com/reference-library.json lists every entry with its answer, dates, page, data files and credit.
How do I cite one of these references?
Use the citation string on the entry, and give the page address and the date. The charts are published under CC BY 4.0, which asks for that credit.
Do the retainage statutes have a download?
No. The statute text belongs to each state. The retainage page links the official source and shows the date each row was checked.
Wrote CONTROL, the 8 step system behind these figures. More about the author.