SPM The Construction CFO
Fractional CFO services. The firm that installs these steps for owners who would rather not install them.
Two businesses, one method
Run. On. C.F.O.S. is the system, the book and the templates, published in the open. SPM The Construction CFO is the firm: job costing implementation, bookkeeping, controllership and ongoing advisory, with monthly accountability meetings. If you want the 8 steps running in your business without building them yourself, that's what they do.
What owners ask
What is the difference between this site and SPM The Construction CFO?
Run. On. C.F.O.S. publishes the system, the book and the templates. SPM The Construction CFO is the firm that installs them. Same method, two businesses.
Do I need them to use the steps?
No. Everything the 8 steps require is published here, and the 48-trade benchmark reference is open. The firm exists for owners who would rather buy the result than build it themselves.
How long does an installation take?
Most owners are fully onboarded in 60 days. The sequence counts for more than the speed, because each step needs the one before it to be true.
What does it involve?
Job costing structure, the software setup, bookkeeping, and the monthly cadence that keeps the numbers current. The point is about five hours a month of owner time, spent ahead of the work.
SPM runs this system for contractors across 10 trades. They are not named here, because the agreement they signed makes the engagement confidential and the ones who would happily be named have not put it in writing yet.
The case studies carry the mechanism and the figures without the names, which is the part worth reading anyway. A logo tells you somebody signed. A case study tells you what changed and how.
Josh's rare perspective as an owner, operator, and financial expert highlights the common pitfalls in the industry: labor buried in overhead, retention getting taxed before anyone collects it, equipment booked as an expense. I see it constantly, across every trade, and Josh is the first person I've come across who explains why it keeps happening and what to actually do about it.